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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,526 | $198,461-64.0% | $170,436-58.0% | $147,585-51.5% |
| Participation rate | 70.0% | 88.0%-18.0pp | 83.6%-13.6pp | 82.8%-12.8pp |
| Annual return | 20.59% | 257.30%-236.7pp | 205.94%-185.4pp | 578.57%-558.0pp |
| Employer contribution / active EE | $7,782 | $6,184+25.8% | $5,433+43.2% | $4,876+59.6% |
| Participant deferral / active EE | $6,043 | $5,629+7.4% | $4,939+22.4% | $5,439+11.1% |
| Admin fee / account holder | $802 | $16,852-95.2% | $13,880-94.2% | $10,885-92.6% |