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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,856 | $98,766-94.1% | $149,730-96.1% | $79,852-92.7% |
| Participation rate | 57.1% | 75.8%-18.6pp | 82.5%-25.3pp | 69.6%-12.5pp |
| Annual return | 197.63% | 27.43%+170.2pp | 276.70%-79.1pp | 31.72%+165.9pp |
| Employer contribution / active EE | $880 | $3,217-72.6% | $4,645-81.1% | $2,471-64.4% |
| Participant deferral / active EE | $1,503 | $5,681-73.5% | $6,843-78.0% | $3,740-59.8% |
| Admin fee / account holder | $64 | $6,052-98.9% | $9,310-99.3% | $5,306-98.8% |