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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,172 | $101,063-94.9% | $81,473-93.7% | $147,586-96.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 54.34% | 32.41%+21.9pp | 38.78%+15.6pp | 578.59%-524.3pp |
| Employer contribution / active EE | $1,562 | $3,206-51.3% | $2,568-39.2% | $4,876-68.0% |
| Participant deferral / active EE | $2,657 | $4,242-37.4% | $3,537-24.9% | $5,439-51.2% |
| Admin fee / account holder | $355 | $5,812-93.9% | $4,561-92.2% | $10,886-96.7% |