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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,223 | $155,555+219.6% | $146,866+238.6% | $155,188+220.4% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.5%+9.2pp | 80.8%+10.9pp |
| Annual return | 15.16% | 115.41%-100.2pp | 102.85%-87.7pp | 148.84%-133.7pp |
| Employer contribution / active EE | $0 | $4,647-100.0% | $4,425-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $14,459 | $8,044+79.7% | $7,759+86.3% | $6,531+121.4% |
| Admin fee / account holder | $554 | $14,755-96.2% | $13,620-95.9% | $14,480-96.2% |