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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,818 | $154,228-46.3% | $145,433-43.1% | $137,256-39.7% |
| Participation rate | 78.9% | 83.8%-4.8pp | 82.1%-3.2pp | 80.0%-1.0pp |
| Annual return | 14.96% | 74.59%-59.6pp | 66.58%-51.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $2,807 | $4,804-41.6% | $4,554-38.4% | $4,156-32.5% |
| Participant deferral / active EE | $8,274 | $8,216+0.7% | $7,897+4.8% | $6,407+29.1% |
| Admin fee / account holder | $21,975 | $14,344+53.2% | $13,129+67.4% | $12,270+79.1% |