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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,316 | $165,381-15.2% | $149,730-6.3% | $158,966-11.7% |
| Participation rate | 82.4% | 84.6%-2.2pp | 82.5%-0.1pp | 82.0%+0.4pp |
| Annual return | 19.23% | 348.29%-329.1pp | 276.70%-257.5pp | 302.95%-283.7pp |
| Employer contribution / active EE | $11,655 | $5,104+128.3% | $4,645+150.9% | $4,762+144.7% |
| Participant deferral / active EE | $8,060 | $7,182+12.2% | $6,843+17.8% | $5,983+34.7% |
| Admin fee / account holder | $4,012 | $10,809-62.9% | $9,310-56.9% | $11,250-64.3% |