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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,481 | $185,905-93.8% | $170,057-93.2% | $139,487-91.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 12.23% | 60.56%-48.3pp | 53.42%-41.2pp | 373.84%-361.6pp |
| Employer contribution / active EE | $2,948 | $7,597-61.2% | $6,790-56.6% | $4,755-38.0% |
| Participant deferral / active EE | $5,505 | $11,627-52.7% | $10,411-47.1% | $6,713-18.0% |
| Admin fee / account holder | $5,705 | $15,397-62.9% | $12,826-55.5% | $11,407-50.0% |