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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,990 | $152,460-62.0% | $118,746-51.2% | $147,586-60.7% |
| Participation rate | 87.5% | 82.3%+5.2pp | 78.3%+9.2pp | 82.8%+4.7pp |
| Annual return | 19.66% | 17.41%+2.2pp | 24.54%-4.9pp | 578.59%-558.9pp |
| Employer contribution / active EE | $3,779 | $5,046-25.1% | $4,193-9.9% | $4,876-22.5% |
| Participant deferral / active EE | $4,570 | $6,212-26.4% | $5,332-14.3% | $5,439-16.0% |
| Admin fee / account holder | $956 | $16,953-94.4% | $10,720-91.1% | $10,886-91.2% |