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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $29,708 |
Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $10,726 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,073 | $66,459-81.8% | $81,353-85.2% | $77,736-84.5% |
| Participation rate | 77.5% | 68.7%+8.8pp | 69.5%+7.9pp | 70.6%+6.9pp |
| Annual return | 12.68% | 15.95%-3.3pp | 24.82%-12.1pp | 31.26%-18.6pp |
| Employer contribution / active EE | $500 | $2,156-76.8% | $2,464-79.7% | $2,728-81.7% |
| Participant deferral / active EE | $2,175 | $3,674-40.8% | $3,885-44.0% | $4,651-53.2% |
| Admin fee / account holder | $85 | $585-85.4% | $5,766-98.5% | $433-80.4% |