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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,679 | $175,231-21.4% | $149,696-8.0% | $139,466-1.3% |
| Participation rate | 78.6% | 83.4%-4.8pp | 78.8%-0.2pp | 80.3%-1.8pp |
| Annual return | 16.68% | 166.77%-150.1pp | 134.46%-117.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $3,154 | $5,478-42.4% | $4,821-34.6% | $4,754-33.7% |
| Participant deferral / active EE | $5,870 | $6,521-10.0% | $5,682+3.3% | $6,712-12.5% |
| Admin fee / account holder | $332 | $16,155-97.9% | $13,212-97.5% | $11,409-97.1% |