Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,934 | $54,162-74.3% | $68,612-79.7% | $64,173-78.3% |
| Participation rate | 22.5% | 68.1%-45.6pp | 72.2%-49.7pp | 69.6%-47.1pp |
| Annual return | -9.94% | -1.62%-8.3pp | -4.63%-5.3pp | 7.63%-17.6pp |
| Employer contribution / active EE | $0 | $1,846-100.0% | $2,625-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,412 | $2,626-46.2% | $3,311-57.3% | $3,470-59.3% |
| Admin fee / account holder | $717 | $4,029-82.2% | $5,131-86.0% | $4,887-85.3% |