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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,070 | $175,231-80.0% | $149,696-76.6% | $139,466-74.9% |
| Participation rate | 54.5% | 83.4%-28.8pp | 78.8%-24.2pp | 80.3%-25.8pp |
| Annual return | 24.28% | 166.77%-142.5pp | 134.46%-110.2pp | 373.66%-349.4pp |
| Employer contribution / active EE | $1,583 | $5,478-71.1% | $4,821-67.2% | $4,754-66.7% |
| Participant deferral / active EE | $4,748 | $6,521-27.2% | $5,682-16.4% | $6,712-29.3% |
| Admin fee / account holder | $0 | $16,155-100.0% | $13,212-100.0% | $11,409-100.0% |