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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,396 | $165,381-88.3% | $149,730-87.0% | $158,966-87.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 40.06% | 348.29%-308.2pp | 276.70%-236.6pp | 302.95%-262.9pp |
| Employer contribution / active EE | $4,306 | $5,104-15.6% | $4,645-7.3% | $4,762-9.6% |
| Participant deferral / active EE | $7,497 | $7,182+4.4% | $6,843+9.6% | $5,983+25.3% |
| Admin fee / account holder | $1,346 | $10,809-87.5% | $9,310-85.5% | $11,250-88.0% |