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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,333 | $98,776-17.7% | $149,745-45.7% | $79,856+1.8% |
| Participation rate | 84.4% | 75.8%+8.6pp | 82.5%+1.9pp | 69.6%+14.7pp |
| Annual return | 10.19% | 27.38%-17.2pp | 276.72%-266.5pp | 31.71%-21.5pp |
| Employer contribution / active EE | $2,515 | $3,217-21.8% | $4,646-45.9% | $2,471+1.8% |
| Participant deferral / active EE | $5,142 | $5,681-9.5% | $6,843-24.9% | $3,741+37.5% |
| Admin fee / account holder | $3,043 | $6,053-49.7% | $9,312-67.3% | $5,306-42.7% |