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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,949 | $134,817-34.0% | $123,973-28.3% | $155,188-42.7% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.7%-19.5pp | 80.8%-23.7pp |
| Annual return | 22.16% | 515.49%-493.3pp | 388.13%-366.0pp | 148.84%-126.7pp |
| Employer contribution / active EE | $1,825 | $4,425-58.8% | $4,126-55.8% | $4,248-57.0% |
| Participant deferral / active EE | $5,037 | $5,706-11.7% | $5,247-4.0% | $6,531-22.9% |
| Admin fee / account holder | $1,300 | $13,245-90.2% | $11,799-89.0% | $14,480-91.0% |