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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,977 | $209,425-86.6% | $178,499-84.3% | $158,966-82.4% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 17.90% | 188.80%-170.9pp | 151.10%-133.2pp | 302.95%-285.1pp |
| Employer contribution / active EE | $2,579 | $5,707-54.8% | $5,011-48.5% | $4,762-45.8% |
| Participant deferral / active EE | $4,826 | $5,955-19.0% | $5,202-7.2% | $5,983-19.3% |
| Admin fee / account holder | $1,031 | $17,078-94.0% | $13,986-92.6% | $11,250-90.8% |