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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,330 | $27,936-88.1% | $58,561-94.3% | $75,173-95.6% |
| Participation rate | 91.2% | 38.8%+52.3pp | 50.9%+40.3pp | 67.2%+24.0pp |
| Annual return | 20.11% | 44.21%-24.1pp | 4251.33%-4231.2pp | 160.72%-140.6pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,214 | $1,202+84.2% | $1,923+15.2% | $4,126-46.3% |
| Admin fee / account holder | $384 | $1,727-77.8% | $2,520-84.8% | $5,651-93.2% |