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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,154 | $102,429-65.7% | $147,096-76.1% | $80,925-56.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.51% | 135.02%-121.5pp | 419.75%-406.2pp | 35.65%-22.1pp |
| Employer contribution / active EE | $6,575 | $3,716+76.9% | $4,936+33.2% | $2,756+138.5% |
| Participant deferral / active EE | $7,513 | $6,649+13.0% | $8,071-6.9% | $4,299+74.8% |
| Admin fee / account holder | $3,858 | $7,957-51.5% | $13,005-70.3% | $6,940-44.4% |