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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,290 | $150,446-60.6% | $136,297-56.5% | $147,585-59.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.37% | 1049.14%-1028.8pp | 5156.19%-5135.8pp | 578.58%-558.2pp |
| Employer contribution / active EE | $9,612 | $5,256+82.9% | $4,696+104.7% | $4,876+97.1% |
| Participant deferral / active EE | $11,258 | $6,631+69.8% | $6,247+80.2% | $5,439+107.0% |
| Admin fee / account holder | $614 | $10,906-94.4% | $9,244-93.4% | $10,886-94.4% |