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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,189 | $58,848-47.0% | $88,179-64.6% | $82,637-62.3% |
| Participation rate | 97.7% | 57.9%+39.8pp | 69.1%+28.6pp | 68.1%+29.7pp |
| Annual return | 16.69% | 22.76%-6.1pp | 64.97%-48.3pp | 53.51%-36.8pp |
| Employer contribution / active EE | $2,275 | $1,678+35.6% | $2,549-10.7% | $2,552-10.8% |
| Participant deferral / active EE | $4,428 | $3,124+41.7% | $4,614-4.0% | $4,126+7.3% |
| Admin fee / account holder | $2,870 | $4,795-40.1% | $7,673-62.6% | $7,339-60.9% |