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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,490 | $175,231-36.4% | $149,696-25.5% | $139,466-20.1% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 15.62% | 166.77%-151.2pp | 134.46%-118.8pp | 373.66%-358.0pp |
| Employer contribution / active EE | $1,620 | $5,478-70.4% | $4,821-66.4% | $4,754-65.9% |
| Participant deferral / active EE | $9,084 | $6,521+39.3% | $5,682+59.9% | $6,712+35.3% |
| Admin fee / account holder | $11,918 | $16,155-26.2% | $13,212-9.8% | $11,409+4.5% |