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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,061 | $209,425-87.6% | $178,499-85.4% | $158,966-83.6% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 5.90% | 188.80%-182.9pp | 151.10%-145.2pp | 302.95%-297.0pp |
| Employer contribution / active EE | $1,927 | $5,707-66.2% | $5,011-61.5% | $4,762-59.5% |
| Participant deferral / active EE | $5,867 | $5,955-1.5% | $5,202+12.8% | $5,983-1.9% |
| Admin fee / account holder | $108 | $17,078-99.4% | $13,986-99.2% | $11,250-99.0% |