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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,419 | $165,381-10.9% | $149,730-1.5% | $158,966-7.3% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | -0.29% | 348.29%-348.6pp | 276.70%-277.0pp | 302.95%-303.2pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $9,346 | $7,182+30.1% | $6,843+36.6% | $5,983+56.2% |
| Admin fee / account holder | $788 | $10,809-92.7% | $9,310-91.5% | $11,250-93.0% |