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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,179 | $107,368-54.2% | $92,915-47.1% | $152,909-67.8% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 21.75% | 145.64%-123.9pp | 109.45%-87.7pp | 345.46%-323.7pp |
| Employer contribution / active EE | $2,483 | $4,222-41.2% | $3,653-32.0% | $4,764-47.9% |
| Participant deferral / active EE | $7,585 | $4,848+56.5% | $4,238+79.0% | $5,851+29.6% |
| Admin fee / account holder | $2,985 | $7,082-57.9% | $5,796-48.5% | $11,601-74.3% |