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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,439 | $84,236-57.9% | $170,435-79.2% | $70,126-49.5% |
| Participation rate | 62.2% | 70.8%-8.6pp | 83.6%-21.4pp | 69.5%-7.3pp |
| Annual return | 17.36% | 23.06%-5.7pp | 205.94%-188.6pp | 73.15%-55.8pp |
| Employer contribution / active EE | $4,636 | $3,387+36.9% | $5,432-14.7% | $2,343+97.9% |
| Participant deferral / active EE | $4,045 | $3,086+31.1% | $4,939-18.1% | $3,332+21.4% |
| Admin fee / account holder | $1,927 | $5,698-66.2% | $13,881-86.1% | $4,645-58.5% |