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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,476 | $76,371-62.7% | $93,621-69.6% | $72,976-61.0% |
| Participation rate | 52.6% | 71.8%-19.1pp | 75.8%-23.2pp | 69.5%-16.9pp |
| Annual return | 20.82% | 25.82%-5.0pp | 32.76%-11.9pp | 81.02%-60.2pp |
| Employer contribution / active EE | $793 | $2,276-65.2% | $2,719-70.8% | $2,440-67.5% |
| Participant deferral / active EE | $2,250 | $3,538-36.4% | $4,070-44.7% | $3,608-37.6% |
| Admin fee / account holder | $6,065 | $6,839-11.3% | $7,890-23.1% | $5,124+18.4% |