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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,659 | $107,809+12.8% | $90,657+34.2% | $135,380-10.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | 11.72% | -0.90%+12.6pp | 1.89%+9.8pp | 519.81%-508.1pp |
| Employer contribution / active EE | $7,508 | $3,018+148.8% | $2,532+196.5% | $4,779+57.1% |
| Participant deferral / active EE | $5,286 | $3,872+36.5% | $3,424+54.4% | $5,609-5.8% |
| Admin fee / account holder | $460 | $5,931-92.2% | $4,994-90.8% | $10,828-95.8% |