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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,214 | $181,062+81.3% | $158,223+107.4% | $155,188+111.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.86% | 57.39%-41.5pp | 52.09%-36.2pp | 148.84%-133.0pp |
| Employer contribution / active EE | $11,453 | $4,565+150.9% | $4,109+178.7% | $4,248+169.6% |
| Participant deferral / active EE | $6,768 | $6,134+10.3% | $5,467+23.8% | $6,531+3.6% |
| Admin fee / account holder | $793 | $18,825-95.8% | $16,047-95.1% | $14,480-94.5% |