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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,783 | $96,388-68.1% | $80,627-61.8% | $139,466-77.9% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 17.74% | 1352.08%-1334.3pp | 936.76%-919.0pp | 373.66%-355.9pp |
| Employer contribution / active EE | $1,756 | $3,260-46.1% | $2,723-35.5% | $4,754-63.1% |
| Participant deferral / active EE | $5,098 | $5,224-2.4% | $4,443+14.7% | $6,712-24.1% |
| Admin fee / account holder | $4,945 | $6,603-25.1% | $5,381-8.1% | $11,409-56.7% |