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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,318 | $185,905-57.9% | $170,057-53.9% | $139,487-43.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 27.40% | 60.56%-33.2pp | 53.42%-26.0pp | 373.84%-346.4pp |
| Employer contribution / active EE | $25,825 | $7,597+239.9% | $6,790+280.3% | $4,755+443.1% |
| Participant deferral / active EE | $11,577 | $11,627-0.4% | $10,411+11.2% | $6,713+72.5% |
| Admin fee / account holder | $2,407 | $15,397-84.4% | $12,826-81.2% | $11,407-78.9% |