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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,279 | $102,635-3.3% | $86,209+15.2% | $139,456-28.8% |
| Participation rate | 76.9% | 74.5%+2.4pp | 69.0%+8.0pp | 80.3%-3.4pp |
| Annual return | 19.51% | 1923.53%-1904.0pp | 1169.05%-1149.5pp | 373.45%-353.9pp |
| Employer contribution / active EE | $2,339 | $3,034-22.9% | $2,381-1.8% | $4,753-50.8% |
| Participant deferral / active EE | $7,567 | $4,677+61.8% | $3,986+89.8% | $6,711+12.8% |
| Admin fee / account holder | $1,005 | $8,661-88.4% | $6,853-85.3% | $11,407-91.2% |