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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,903 | $150,445-40.2% | $136,297-34.0% | $147,585-39.1% |
| Participation rate | 55.6% | 84.4%-28.9pp | 81.9%-26.4pp | 82.8%-27.3pp |
| Annual return | 20.53% | 1049.14%-1028.6pp | 5156.16%-5135.6pp | 578.57%-558.0pp |
| Employer contribution / active EE | $2,470 | $5,256-53.0% | $4,696-47.4% | $4,876-49.4% |
| Participant deferral / active EE | $5,632 | $6,631-15.1% | $6,247-9.8% | $5,439+3.6% |
| Admin fee / account holder | $2 | $10,906-100.0% | $9,244-100.0% | $10,885-100.0% |