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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,643 | $138,114-82.2% | $125,391-80.3% | $134,545-81.7% |
| Participation rate | 31.6% | 84.5%-52.9pp | 82.4%-50.8pp | 81.2%-49.7pp |
| Annual return | -27.88% | 750.88%-778.8pp | 572.41%-600.3pp | 418.37%-446.2pp |
| Employer contribution / active EE | $1,098 | $5,246-79.1% | $4,816-77.2% | $4,742-76.9% |
| Participant deferral / active EE | $5,177 | $7,801-33.6% | $7,448-30.5% | $6,401-19.1% |
| Admin fee / account holder | $82 | $11,570-99.3% | $10,009-99.2% | $11,431-99.3% |