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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,469 | $176,105-44.1% | $159,474-38.3% | $167,536-41.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.79% | 331.91%-325.1pp | 263.68%-256.9pp | 478.82%-472.0pp |
| Employer contribution / active EE | $4,976 | $5,299-6.1% | $4,831+3.0% | $4,839+2.8% |
| Participant deferral / active EE | $8,438 | $7,751+8.9% | $7,353+14.7% | $6,342+33.0% |
| Admin fee / account holder | $451 | $12,559-96.4% | $10,802-95.8% | $12,315-96.3% |