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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,709 | $160,070+13.5% | $147,117+23.5% | $145,897+24.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.35% | 98.69%-90.3pp | 420.54%-412.2pp | 552.29%-543.9pp |
| Employer contribution / active EE | $7,205 | $5,285+36.3% | $4,932+46.1% | $4,663+54.5% |
| Participant deferral / active EE | $12,162 | $8,419+44.5% | $8,065+50.8% | $6,689+81.8% |
| Admin fee / account holder | $16,864 | $15,035+12.2% | $12,993+29.8% | $13,390+25.9% |