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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,709 | $159,934+13.6% | $147,005+23.6% | $145,959+24.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.35% | 98.24%-89.9pp | 418.76%-410.4pp | 561.95%-553.6pp |
| Employer contribution / active EE | $7,205 | $5,287+36.3% | $4,934+46.0% | $4,661+54.6% |
| Participant deferral / active EE | $12,162 | $8,427+44.3% | $8,070+50.7% | $6,689+81.8% |
| Admin fee / account holder | $16,864 | $15,053+12.0% | $13,006+29.7% | $13,398+25.9% |