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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,278 | $175,231-86.1% | $149,696-83.8% | $139,466-82.6% |
| Participation rate | 65.0% | 83.4%-18.4pp | 78.8%-13.8pp | 80.3%-15.3pp |
| Annual return | 19.31% | 166.77%-147.5pp | 134.46%-115.1pp | 373.66%-354.4pp |
| Employer contribution / active EE | $1,638 | $5,478-70.1% | $4,821-66.0% | $4,754-65.6% |
| Participant deferral / active EE | $3,536 | $6,521-45.8% | $5,682-37.8% | $6,712-47.3% |
| Admin fee / account holder | $135 | $16,155-99.2% | $13,212-99.0% | $11,409-98.8% |