Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,552 | $80,992-70.9% | $96,534-75.6% | $75,173-68.7% |
| Participation rate | 51.0% | 71.8%-20.8pp | 76.0%-25.0pp | 67.2%-16.2pp |
| Annual return | 14.28% | 27.05%-12.8pp | 25.88%-11.6pp | 160.72%-146.4pp |
| Employer contribution / active EE | $832 | $2,283-63.6% | $2,965-71.9% | $2,671-68.8% |
| Participant deferral / active EE | $1,395 | $3,929-64.5% | $4,851-71.2% | $4,126-66.2% |
| Admin fee / account holder | $1,769 | $6,717-73.7% | $8,253-78.6% | $5,651-68.7% |