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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,197 | $103,393-76.6% | $87,103-72.2% | $152,909-84.2% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.9%-1.9pp | 82.5%-7.5pp |
| Annual return | 22.27% | 28.10%-5.8pp | 28.19%-5.9pp | 345.46%-323.2pp |
| Employer contribution / active EE | $438 | $3,221-86.4% | $2,521-82.6% | $4,764-90.8% |
| Participant deferral / active EE | $3,701 | $4,778-22.6% | $4,049-8.6% | $5,851-36.8% |
| Admin fee / account holder | $3,431 | $12,195-71.9% | $7,491-54.2% | $11,601-70.4% |