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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,231 | $93,617-35.7% | $135,982-55.7% | $75,177-19.9% |
| Participation rate | 55.0% | 75.2%-20.2pp | 81.9%-26.9pp | 67.2%-12.2pp |
| Annual return | 16.89% | 30.89%-14.0pp | 68.32%-51.4pp | 160.75%-143.9pp |
| Employer contribution / active EE | $2,087 | $3,538-41.0% | $4,859-57.0% | $2,671-21.9% |
| Participant deferral / active EE | $4,919 | $6,406-23.2% | $7,760-36.6% | $4,126+19.2% |
| Admin fee / account holder | $17,863 | $6,980+155.9% | $10,767+65.9% | $5,651+216.1% |