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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,089 | $99,345-66.7% | $84,753-61.0% | $273,972-87.9% |
| Participation rate | 65.2% | 80.7%-15.5pp | 76.6%-11.4pp | 83.0%-17.8pp |
| Annual return | 7.39% | 22.93%-15.5pp | 22.78%-15.4pp | 41.46%-34.1pp |
| Employer contribution / active EE | $1,086 | $4,214-74.2% | $3,574-69.6% | $4,869-77.7% |
| Participant deferral / active EE | $1,892 | $4,270-55.7% | $3,712-49.0% | $5,287-64.2% |
| Admin fee / account holder | $173 | $6,645-97.4% | $5,333-96.8% | $10,133-98.3% |