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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,157 | $98,766+64.2% | $149,730+8.3% | $79,852+103.1% |
| Participation rate | 90.7% | 75.8%+15.0pp | 82.5%+8.3pp | 69.6%+21.1pp |
| Annual return | 8.15% | 27.43%-19.3pp | 276.70%-268.5pp | 31.72%-23.6pp |
| Employer contribution / active EE | $7,717 | $3,217+139.9% | $4,645+66.1% | $2,471+212.3% |
| Participant deferral / active EE | $12,852 | $5,681+126.2% | $6,843+87.8% | $3,740+243.6% |
| Admin fee / account holder | $23,200 | $6,052+283.3% | $9,310+149.2% | $5,306+337.2% |