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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,986 | $56,054-50.1% | $171,082-83.6% | $62,881-55.5% |
| Participation rate | 36.7% | 62.9%-26.1pp | 76.7%-40.0pp | 69.3%-32.6pp |
| Annual return | 13.13% | 22.52%-9.4pp | 32.56%-19.4pp | 20.14%-7.0pp |
| Employer contribution / active EE | $1,088 | $1,731-37.1% | $4,002-72.8% | $2,281-52.3% |
| Participant deferral / active EE | $1,596 | $3,158-49.5% | $4,797-66.7% | $3,203-50.2% |
| Admin fee / account holder | $15,405 | $3,647+322.4% | $8,520+80.8% | $4,296+258.6% |