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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,259 | $165,399+55.5% | $149,745+71.8% | $158,982+61.8% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 10.54% | 348.34%-337.8pp | 276.72%-266.2pp | 302.99%-292.5pp |
| Employer contribution / active EE | $7,200 | $5,105+41.1% | $4,646+55.0% | $4,763+51.2% |
| Participant deferral / active EE | $5,574 | $7,183-22.4% | $6,843-18.5% | $5,983-6.8% |
| Admin fee / account holder | $13,583 | $10,811+25.6% | $9,312+45.9% | $11,252+20.7% |