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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,951 | $93,598-37.0% | $135,974-56.6% | $75,173-21.6% |
| Participation rate | 22.9% | 75.2%-52.3pp | 81.9%-59.1pp | 67.2%-44.3pp |
| Annual return | 21.31% | 30.89%-9.6pp | 68.30%-47.0pp | 160.72%-139.4pp |
| Employer contribution / active EE | $200 | $3,538-94.3% | $4,859-95.9% | $2,671-92.5% |
| Participant deferral / active EE | $4,295 | $6,405-32.9% | $7,760-44.6% | $4,126+4.1% |
| Admin fee / account holder | $226 | $6,978-96.8% | $10,767-97.9% | $5,651-96.0% |