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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CERITY PARTNERS RETIREMENT PLAN Service code 27 · EIN 35-2467663 | Advisory (Plan) | $30,504 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,668 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,598 | $101,653-7.9% | $147,080-36.4% | $74,459+25.7% |
| Participation rate | 56.4% | 75.6%-19.1pp | 82.2%-25.8pp | 67.2%-10.8pp |
| Annual return | 14.82% | 8754.98%-8740.2pp | 420.17%-405.3pp | 1369.70%-1354.9pp |
| Employer contribution / active EE | $2,462 | $3,813-35.4% | $4,933-50.1% | $2,626-6.2% |
| Participant deferral / active EE | $4,641 | $7,304-36.5% | $8,066-42.5% | $4,350+6.7% |
| Admin fee / account holder | $469 | $1,752-73.2% | $12,989-96.4% | $1,945-75.9% |