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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,724 | $150,346-83.6% | $120,524-79.5% | $145,877-83.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 12.68% | 154.40%-141.7pp | 107.36%-94.7pp | 551.28%-538.6pp |
| Employer contribution / active EE | $2,973 | $4,353-31.7% | $3,469-14.3% | $4,663-36.2% |
| Participant deferral / active EE | $3,308 | $6,172-46.4% | $4,994-33.7% | $6,691-50.6% |
| Admin fee / account holder | $1,936 | $12,215-84.2% | $9,440-79.5% | $13,402-85.6% |