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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,724 | $150,197-83.5% | $120,368-79.5% | $145,959-83.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 12.68% | 154.26%-141.6pp | 107.26%-94.6pp | 561.95%-549.3pp |
| Employer contribution / active EE | $2,973 | $4,350-31.7% | $3,465-14.2% | $4,661-36.2% |
| Participant deferral / active EE | $3,308 | $6,174-46.4% | $4,991-33.7% | $6,689-50.5% |
| Admin fee / account holder | $1,936 | $12,216-84.2% | $9,429-79.5% | $13,398-85.6% |