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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,778 | $87,166-36.0% | $76,735-27.3% | $137,256-59.4% |
| Participation rate | 80.0% | 74.4%+5.6pp | 69.5%+10.5pp | 80.0%0pp |
| Annual return | 21.57% | 26.50%-4.9pp | 29.77%-8.2pp | 220.34%-198.8pp |
| Employer contribution / active EE | $1,998 | $2,904-31.2% | $2,454-18.6% | $4,156-51.9% |
| Participant deferral / active EE | $10,892 | $4,726+130.5% | $4,088+166.5% | $6,407+70.0% |
| Admin fee / account holder | $315 | $8,403-96.3% | $7,189-95.6% | $12,270-97.4% |