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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,025 | $115,810-74.9% | $101,271-71.3% | $158,966-81.7% |
| Participation rate | 35.3% | 79.4%-44.1pp | 75.8%-40.5pp | 82.0%-46.7pp |
| Annual return | 113.01% | 56.15%+56.9pp | 46.48%+66.5pp | 302.95%-189.9pp |
| Employer contribution / active EE | $1,357 | $4,175-67.5% | $3,660-62.9% | $4,762-71.5% |
| Participant deferral / active EE | $3,648 | $4,958-26.4% | $4,371-16.5% | $5,983-39.0% |
| Admin fee / account holder | $823 | $7,248-88.6% | $5,948-86.2% | $11,250-92.7% |