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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,525 | $82,678-82.4% | $125,391-88.4% | $68,490-78.8% |
| Participation rate | 77.8% | 75.1%+2.7pp | 82.4%-4.6pp | 67.9%+9.9pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.41%-572.4pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,311 | $3,382-31.7% | $4,816-52.0% | $2,597-11.0% |
| Participant deferral / active EE | $6,279 | $6,111+2.7% | $7,448-15.7% | $4,028+55.9% |
| Admin fee / account holder | $307 | $6,277-95.1% | $10,009-96.9% | $5,403-94.3% |